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This U.S. industry comprises (1) establishments primarily engaged in providing working capital funds to U.S. exporters, lending funds to foreign buyers of U.S. goods, and/or lending funds to domestic buyers of imported goods; (2) establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market; and (3) establishments primarily providing other nondepository credit (except credit card issuing, sales financing, consumer lending, and real estate credit). Examples of types of lending in this industry are short-term inventory credit, agricultural lending (except real estate and sales financing), and consumer cash lending secured by personal property. Illustrative Examples: Commodity Credit Corporation Factoring accounts receivable Industrial banks (i.e., known as), nondepository International trade financing Morris Plans (i.e., known as), nondepository Pawnshops Secondary market financing
Establishments primarily engaged in providing credit sales funding are classified in Industry 522210, Credit Card Issuing; Establishments primarily engaged in sales financing or sales financing in combination with leasing are classified in Industry 522220, Sales Financing; Establishments primarily engaged in making unsecured cash loans to consumers are classified in U.S. Industry 522291, Consumer Lending; Establishments primarily engaged in lending funds with real estate as collateral are classified in U.S. Industry 522292, Real Estate Credit; Establishments primarily engaged in accepting deposits and lending funds from these deposits are classified in Industry Group 5221, Depository Credit Intermediation; Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits are classified in Industry 522180, Savings Institutions and Other Depository Credit Intermediation; Establishments primarily engaged in arranging loans, including international trade loans, for others on a commission or fee basis are classified in Industry 522310, Mortgage and Nonmortgage Loan Brokers; and Establishments primarily engaged in guaranteeing international trade loans are classified in U.S. Industry 524126, Direct Property and Casualty Insurance Carriers.