Consumer Lending

This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers. Illustrative Examples: Finance companies (i.e., unsecured cash loans) Personal credit institutions (i.e., unsecured cash loans) Loan companies (i.e., consumer, personal, student, small) Student loan companies

Accepting deposits and lending funds from these deposits--are classified in Industry Group 5221, Depository Credit Intermediation; Arranging loans for others on a commission or fee basis--are classified in Industry 522310, Mortgage and Nonmortgage Loan Brokers; Servicing loans or providing check cashing services--are classified in Industry 522390, Other Activities Related to Credit Intermediation; Providing credit sales by issuing credit cards--are classified in Industry 522210, Credit Card Issuing; and Factoring accounts receivables--are classified in U.S. Industry 522299, International, Secondary Market, and All Other Depository Credit Intermediation.