This class includes the receiving of deposits and/or close substitutes for deposits and extending of credit or other forms of lending funds. The granting of credit can take a variety of forms, such as loans mortgages, consumer credit cards etc. These activities are generally carried out by monetary institutions other than central banks, such as: - banks - savings banks - credit cooperatives and unions This class also includes: - postal giro and postal saving banks activities - credit granting by specialised deposit-taking institutions, e.g. for house purchases - money order activities
This class excludes: - credit granting by specialised non-depository institutions, e.g. for house purchases, see 6492 - credit card transaction processing and settlement activities, see 6619